Life Insurance Companies in Massachusetts
Massachusetts is home to two of the insurers in our directory: MassMutual in Springfield and John Hancock in Boston. Most listed insurers sell here under their usual names. The exception is State Farm, whose life company is not licensed in Massachusetts.
The Massachusetts Division of Insurance accepts complaints online, by email, by mail or by fax, and links to the NAIC Life Insurance Policy Locator for missing policies. Life policies in the state have a 30-day grace period for late premiums. After two years in force, a policy generally cannot be contested as long as premiums have been paid. Insurance agents may not use the state guaranty association in their advertising.
Guaranty association limits apply only if an insurer becomes insolvent. They are set by state law and can change; check the association's website for current figures.Life insurance companies serving Massachusetts
Insurer Company issuing policies in Massachusetts Customer service Claims Guardian Life The Guardian Life Insurance Company of America 1-888-482-7342 1-866-452-4542 John Hancock John Hancock Life Insurance Company (U.S.A.) 1-800-732-5543 1-888-887-2739 Lincoln Financial The Lincoln National Life Insurance Company 1-800-487-1485 1-800-487-1485 MassMutual Massachusetts Mutual Life Insurance Company 1-800-272-2216 1-800-272-2216 New York Life New York Life Insurance Company 1-800-225-5695 1-800-225-5695 Northwestern Mutual The Northwestern Mutual Life Insurance Company 1-866-950-4644 1-800-635-8855 Pacific Life Pacific Life Insurance Company 1-800-347-7787 via customer service Prudential Financial Pruco Life Insurance Company 1-800-778-2255 via customer service Transamerica Transamerica Life Insurance Company 1-800-851-9777 via customer service Not available in Massachusetts
Massachusetts regulator and consumer protection
Insurance regulator Massachusetts Division of Insurance Consumer hotline 1-877-563-4467 File a complaint Complaint page Find a lost policy NAIC Life Insurance Policy Locator Guaranty association Massachusetts Life & Health Insurance Guaranty Association Death benefit protection $300,000 Cash value protection $100,000 Annuity protection $250,000 in present value Overall cap $300,000 per life Free-look period (life) At least 10 days after delivery
Life insurers headquartered in Massachusetts
Neighboring states: New York
